Compare · Shops, online stores and POS
SME AI Office vs SHOPLINE
SHOPLINE is an online store and POS platform with its own payments; SME AI Office is a Singapore shop website, POS, stock and back office, with a free plan.
Prices checked 30 September 2026
The short answer
Choose SHOPLINE if you want a store platform with its own payments (cards, PayNow, GrabPay, Atome), an app marketplace, social commerce and room to grow into many staff and locations. Starter is SGD 39 a month or SGD 390 a year, before GST.
Choose SME AI Office if you run one shop in Singapore and want the POS, stock, website and accounting in one place, with a free PayNow QR and no POS fee. It is free, with a small 0.5% fee only on card and automatic PayNow payments, against SGD 390 a year plus GST for SHOPLINE Starter, before any POS.
Side by side
| SME AI Office | SHOPLINE | |
|---|---|---|
| Price | Free. A small 0.5% platform fee, only on card and automatic PayNow paymentsYour own PayNow QR and cash: no fee | Starter SGD 39 a month or SGD 390 a year; Essential SGD 109, Premium SGD 369 a monthBefore GST |
| Free plan | Yes, for good. Website, shop, POS and stock, no card, no cap on sales; a small smeaio.com mark | No free plan; free trial, 14 days, no credit card needed |
| PayNow | Free PayNow QR for the exact amount on every order, straight to your bank, on every plan | PayNow through SHOPLINE Payments at 1.0% on Starter, 0.9% Essential, 0.8% Premium |
| Card payments | Through your own Stripe account: Stripe's fee plus 0.5% on Free, 0% on Pro 365 | 3.2% + SGD 0.50 online on Starter; 2% fee if you use another provider |
| POS at the counter | POS included free in the browser: barcode scanner, cash, PayNow QR, card on your own terminal | POS Lite SGD 52, POS Pro SGD 105 a month per location |
| Staff accounts | Team logins on Pro 365, no per-user fee | 5 on Starter, 35 on Essential, 100 on Premium |
| Apps and themes | Four website looks (Sky, Linen, Ink, Pop); no app store | App Marketplace, official and third-party themes |
Only on SME AI Office
- Free planYes, for good. Website, shop, POS and stock, no card, no cap on sales; a small smeaio.com mark
Which one fits
SME AI Office fits when
- You run one shop in Singapore and want a POS with no monthly POS fee.
- You want customers to pay by a free PayNow QR, straight to your bank.
- You want every sale in your accounting, with a free plan to start.
SHOPLINE fits when
- You want one provider for cards, PayNow, GrabPay and Atome at checkout.
- You want an app marketplace, social commerce and marketing tools in one platform.
- You have a larger team or several stores and warehouses to manage.
Free. A small 0.5% platform fee, only on card and automatic PayNow payments.
Questions
Is SME AI Office cheaper than SHOPLINE in Singapore?
Yes. SME AI Office is free with the website, shop, POS and stock, with a small 0.5% fee only on card and automatic PayNow payments. SHOPLINE Starter is SGD 39 a month or SGD 390 a year before GST, and its POS is extra: POS Lite SGD 52 a month per location.
How much does SHOPLINE charge for PayNow?
Through SHOPLINE Payments, PayNow costs 1.0% on Starter, 0.9% on Essential and 0.8% on Premium. SME AI Office puts a free PayNow QR for the exact amount on every order, paid straight to your bank, on every plan; PayNow that confirms itself through your own Stripe account carries 0.5% on Free.
What is a cheaper alternative to SHOPLINE for a small Singapore shop?
SME AI Office is built in Singapore for one shop selling at a counter and online. The website, online shop, POS and stock are free, with no monthly fee and no cap on sales, and every sale goes into your profit and loss. A small 0.5% fee applies only to card and automatic PayNow payments.
Does SME AI Office include a POS like SHOPLINE POS?
Yes, on the Free plan. SME AI Office POS runs in the browser on a laptop or tablet, works with a USB or Bluetooth barcode scanner, and takes cash, a PayNow QR, card on your own terminal or bank transfer. SHOPLINE's POS is SGD 52 (Lite) or SGD 105 (Pro) a month per location.
Can I move from SHOPLINE to SME AI Office?
Yes. Send us the link to your SHOPLINE store, or a product spreadsheet exported from it, and we copy your products, prices and photos across and set up your website free, on any plan. Your SHOPLINE store stays open until you are happy. WhatsApp us on +65 9613 7676 and we help you move it over.
SHOPLINE facts are from shopline.sg/pricing, checked on 30 September 2026. Prices are as shown there. SHOPLINE is a trademark of its owner. SME AI Office is not connected with SHOPLINE.