Compare · Clubs and membership
SME AI Office vs Circle
Circle is a platform for online communities, courses and events; SME AI Office keeps a Singapore club's member register, renewals, PayNow receipts and accounting.
Prices checked 30 September 2026
The short answer
Choose Circle if you run an online community with discussions, chat, live streams and courses, want member apps, or send email broadcasts from the same place.
Choose SME AI Office if you run a Singapore club or association paid by PayNow or transfer. Circle Professional is US$89 a month billed yearly (US$1,068 a year) plus 2% of payments. SME AI Office Membership is free, with a small 0.5% fee only on card and automatic PayNow payments.
Side by side
| SME AI Office | Circle | |
|---|---|---|
| Price | Free. A small 0.5% platform fee, only on card and automatic PayNow paymentsYour own PayNow QR and cash: no fee | Professional US$89 a month, billed yearlyBefore tax; Business US$199, Scale US$419 a month |
| Free plan | Yes, for good. Register, renewals, receipts and your club website | No free plan. Free trial, 14 days, no credit card |
| Fee on payments | None. Money goes from the member's bank to the club's | 2% on Professional; 1% on Business and Scale |
| What it is for | A club's member register, renewals and receipts, with a club website | Online community: discussions, chat, live streams, courses and events |
| Member directory | Members directory on your club website. Members sign in by emailed code to edit their profile | Member directory and rich member profiles |
| No email campaigns. Reminders and receipts only | Email Hub add-on from US$99 a month for broadcasts and campaigns | |
| Admin logins | Committee logins (read or write) on Pro 365, no per-user fee | 3 admins on Professional; extra admins US$10 a month each |
| Branding | Pro 365 removes the small smeaio.com mark | Remove Circle branding from Business, US$199 a month |
| Accounting | Every receipt posts to your profit and loss as membership income, on the day received | Reporting and analytics |
Only on SME AI Office
- Free planYes, for good. Register, renewals, receipts and your club website
Which one fits
SME AI Office fits when
- Your Singapore club is paid by PayNow, transfer, GIRO or cheque.
- You need a register, renewals and numbered receipts, not an online forum.
- You want committee logins with no per-admin fee.
Circle fits when
- You run an online community with discussions, chat and live streams.
- You sell courses to members.
- You want member apps on iOS, Android and desktop.
Free. A small 0.5% platform fee, only on card and automatic PayNow payments.
Questions
Is SME AI Office cheaper than Circle in Singapore?
Yes. Circle Professional is US$89 a month billed yearly, before tax, with a 2% transaction fee and extra admins at US$10 a month each. SME AI Office Membership is free, with no fee on what members pay by your PayNow QR or transfer. A small 0.5% fee applies only to card and automatic PayNow payments.
What is an alternative to Circle for a Singapore club or association?
SME AI Office Membership is built for Singapore clubs, societies, associations and alumni groups. It keeps one register the committee shares, works out who is current, due or lapsed, runs renewals with PayNow reminders, and emails numbered receipts. A club website with a members directory and join page is included.
Does SME AI Office have forums, chat or courses like Circle?
No. SME AI Office has no discussion forums, chat, live streams or online courses. Circle includes all of these. SME AI Office Membership covers the register, renewals, receipts, a members directory where members edit their own profile, and a club website with pages you edit.
Does SME AI Office send email campaigns?
No. SME AI Office emails renewal reminders and receipts when the committee presses the button, but it has no email campaigns or newsletters. Circle offers an Email Hub add-on from US$99 a month for broadcasts, forms and marketing workflows.
Can I move from Circle to SME AI Office?
Yes. Circle offers bulk export. Send us your member list as a spreadsheet, and we load it and set up your categories and club website. WhatsApp us on +65 9613 7676 and we help you move it over.
Circle facts are from circle.so/pricing, circle.so/terms, checked on 30 September 2026. Prices are as shown there. Circle is a trademark of CircleCo, Inc.. SME AI Office is not connected with Circle.