Compare · Accounting and invoicing

SME AI Office vs QuickBooks Online

QuickBooks Online is accounting software with bank feeds. SME AI Office is your accounting, payroll with CPF, HR and the tools you sell with, from S$0.

Prices checked 30 September 2026

The short answer

Choose QuickBooks Online if your accountant already works in it, you want your bank transactions pulled in by bank feeds, or you need project and class tracking across a larger team.

Choose SME AI Office if you want payroll and CPF, PayNow QR invoices and your order page or POS in the same place as your accounts. Pro 365 is S$365 a year. QuickBooks is S$334 a year for one user on Simple Start, or S$852.99 on Plus, with no payroll.

Start free See the accounting ›

Side by side

SME AI Office and QuickBooks Online compared for a Singapore business, 30 September 2026
SME AI OfficeQuickBooks Online
Price Free plan S$0. Pro 365 S$39 a month or S$365 a year Simple Start S$31 a month. Essentials S$57, Plus S$78.99, Advanced S$124Or S$334 to S$1,339 a year. New-customer discounts shown
Free plan Yes, for good. Your P&L and 10 invoices a month, no card Free trial, 30 days
Payroll and CPF Built in on Pro 365: CPF by age and PR year, the CPF file and IR8A Not in its Singapore plans. Payroll through a separate app
PayNow on invoices A PayNow QR for the exact amount on every SGD invoice, free on every plan Card and bank transfer through QuickBooks Payments
GST GST F5 boxes filled in from your records on Pro 365. You file on myTax Portal Tracks GST and prepares a statement to help you file with IRAS
Bank feeds Not offered. Receipts are read for you on Pro 365 instead Automated bank feeds on every plan
Users Team logins on Pro 365. No per-user fee 1 user on Simple Start. 3, 5 or 25 on higher plans
Inventory Stock and POS free on every plan, stock value on the balance sheet with Pro 365 Inventory on Plus and Advanced
Selling Order page, bookings, POS and a website, free, each sale in your P&L Through connected apps

Which one fits

SME AI Office fits when

  • You have staff and want payroll, CPF and leave in the same place as your accounts.
  • You want customers to pay invoices by a PayNow QR for the exact amount, with no fee.
  • You want to start free and pay S$365 a year when you need the rest.

QuickBooks Online fits when

  • Your accountant already runs your company in QuickBooks.
  • You want every bank transaction pulled in by a bank feed.
  • You need project profitability or class and location tracking.

Your P&L and 10 invoices a month are free. Everything else is Pro 365, S$365 a year.

Start freeHow free works

Questions

Is SME AI Office cheaper than QuickBooks Online in Singapore?

It depends on what you need. SME AI Office has a Free plan, and Pro 365 is S$365 a year with payroll and CPF built in. QuickBooks Online has no free plan: Simple Start is S$31 a month or S$334 a year for one user, and its Singapore plans do not include payroll.

Does QuickBooks Online do payroll and CPF in Singapore?

QuickBooks Online's Singapore plans do not list payroll, so Singapore users run payroll in a separate app. SME AI Office has payroll with CPF by age band and PR year, the CPF submission file and IR8A built in on Pro 365, with leave, claims and attendance in the same place.

Does SME AI Office have bank feeds like QuickBooks?

No. SME AI Office does not pull in bank transactions. On Pro 365 it reads your receipts for you, and every sale from your order page, bookings, POS or invoices goes into your profit and loss by itself. QuickBooks Online includes automated bank feeds on every plan.

What is a cheaper Singapore alternative to QuickBooks Online?

SME AI Office is a Singapore alternative with a Free plan: your profit and loss and 10 invoices a month, each with a PayNow QR, at S$0. Pro 365 at S$365 a year adds unlimited invoices, the GST F5 figures, payroll with CPF and HR.

Can I move from QuickBooks Online to SME AI Office?

Yes. Export your customers, suppliers and products from QuickBooks Online, then WhatsApp us on +65 9613 7676 and we help you move it over. For a limited time we set the business up for you free, on every plan.

Can my accountant still work with SME AI Office?

Yes. Your profit and loss and your GST lines export to CSV, and your accountant can adjust the figures at year end. SME AI Office does not file anything with IRAS; it prepares the figures for you or your accountant to file.

QuickBooks Online facts are from quickbooks.intuit.com/sg/pricing, QuickBooks Singapore price feed, quickbooks.intuit.com/sg/gst-tracking, QuickBooks Community (SG): payroll, checked on 30 September 2026. Prices are as shown there. QuickBooks Online is a trademark of Intuit Inc.. SME AI Office is not connected with QuickBooks Online.

More comparisons