Compare · Accounting and invoicing

SME AI Office vs Deskera

Deskera is an ERP for businesses with 5 to 50 or more staff. SME AI Office is accounting, payroll with CPF and selling tools for one to twenty people.

Prices checked 30 September 2026

The short answer

Choose Deskera if you have five or more users who need an ERP with warehouses, lot and serial tracking, manufacturing and approvals, and you can budget for implementation.

Choose SME AI Office if you are a small business that wants accounting, payroll with CPF and your selling tools without a setup project. Pro 365 is S$365 a year for the whole company. Deskera Growth starts at $199 a month per user for at least 5 users, about $11,940 a year.

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Side by side

SME AI Office and Deskera compared for a Singapore business, 30 September 2026
SME AI OfficeDeskera
Price Free plan S$0. Pro 365 S$39 a month or S$365 a year From $199 a month per user, billed yearly, minimum 5 usersGrowth plan. Mid Market from $249. Currency not stated on the page
Free plan Yes, for good. Your P&L and 10 invoices a month, no card Free trial, 15 days
Setup Nothing to install. For a limited time we set you up free One-time implementation and setup fee on top of the price
Built for Businesses of one to twenty people Businesses with 5 to 20 staff (Growth) and larger
Payroll and CPF Built in on Pro 365: CPF by age and PR year, the CPF file and IR8A Deskera People makes the CPF e-submission filePayroll is not listed in the Growth plan
GST GST F5 boxes filled in on Pro 365. You file on myTax Portal GST Form 5 and the IRAS Audit File generated
Inventory Stock and POS free on every plan Warehouse, lot and serial tracking from Growth
Bank feeds Not offered. Receipts are read for you on Pro 365 Bank Connect from Growth

Which one fits

SME AI Office fits when

  • You are a small team and do not want to pay per user.
  • You want to start the same day, with no setup fee.
  • You want payroll, CPF and PayNow invoices in the same place as your accounts.

Deskera fits when

  • You have five or more users who need an ERP.
  • You run warehouses, manufacturing or lot and serial tracking.
  • You want multi-book accounting or revenue recognition on the Enterprise plan.

Your P&L and 10 invoices a month are free. Everything else is Pro 365, S$365 a year.

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Questions

Is SME AI Office cheaper than Deskera in Singapore?

Yes, by a wide margin for a small business. SME AI Office has a Free plan and Pro 365 is S$365 a year with no per-user fee. Deskera's Growth plan starts at $199 a month per user, billed yearly, for at least 5 users, plus a one-time setup fee.

What is a cheaper alternative to Deskera for a small Singapore business?

SME AI Office is built for businesses of one to twenty people in Singapore. It covers accounting, GST F5 figures, invoices with a PayNow QR, payroll with CPF and HR, starts free, and costs S$365 a year on Pro 365 with no per-user fee.

Does SME AI Office do manufacturing or warehouse management like Deskera?

No. SME AI Office keeps stock across several places with stock takes and average cost, and a POS, but it has no manufacturing, lot or serial tracking. Deskera offers warehouse, lot and serial tracking from its Growth plan.

Does Deskera do CPF?

Deskera's help centre shows Deskera People making the CPF e-submission file, though payroll is not listed in the Growth plan on its pricing page. SME AI Office has payroll with CPF, the CPF file and IR8A built in on Pro 365.

Can I move from Deskera to SME AI Office?

Yes. Export your contacts, products and invoices from Deskera, then WhatsApp us on +65 9613 7676 and we help you move it over. For a limited time we set the business up for you free, on every plan.

Deskera facts are from deskera.com/sg/pricing, deskera.com/erp/singapore-gst, Deskera help: CPF e-submission file, checked on 30 September 2026. Prices are as shown there, including any shown only as “$” with no currency. Deskera is a trademark of Deskera US Inc.. SME AI Office is not connected with Deskera.

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