Compare · Accounting and invoicing

SME AI Office vs Osome

Osome is an accounting and company secretary service with accountants who file for you. SME AI Office is software that keeps your accounts, payroll and sales in one place.

Prices checked 30 September 2026

The short answer

Choose Osome if you want accountants to keep your accounts and file your ECI, Form C-S and annual return for you. Its accounting starts at S$898 a year for revenue under S$30,000, and a company secretary is S$300 a year more.

Choose SME AI Office if you are happy to file yourself and want the software to do the work: sales, payroll with CPF and receipts land in your accounts by themselves. Pro 365 is S$365 a year. Osome's accounting starts at S$898 a year, before a company secretary.

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Side by side

SME AI Office and Osome compared for a Singapore business, 30 September 2026
SME AI OfficeOsome
Price Free plan S$0. Pro 365 S$39 a month or S$365 a year Accounting from S$898 a year, billed annually per financial yearOperate plan, annual revenue under S$30,000. The price rises with revenue
Free plan Yes, for good. Your P&L and 10 invoices a month, no card No free planA S$5 a month do-it-yourself tool is on a waitlist
Who does the work The software. Sales, payroll and receipts post themselves. You check and file Osome's accountants keep your accounts, with support by in-app chat
Form C-S A worksheet from your P&L with the tax worked out. You file on myTax Portal Filed for you, with ECI and unaudited financial statements
GST F5 Every box filled in from your records on Pro 365. You file it yourself GST return filing S$1,200 a year on Grow, included on Scale
Annual return and AGM Deadlines tracked, AGM waiver signed on phones. You lodge on BizFile Company secretary from S$300 a year, annual return filed for youIncludes the S$60 government fee
Payroll and CPF Built in on Pro 365: CPF, bank file, IR8A. No per-employee fee Payroll service S$350 a year per employee, as an add-onIncludes payslips, IR8A and statutory contributions
Bank feeds Not offered. Receipts are read for you on Pro 365 Connect your banks, with automatic reconciliations
Selling Website, online shop, bookings and POS free, each sale in your P&L Connects ecommerce marketplaces to your accounts
XBRL Not built in Simplified XBRL S$330 a year, full XBRL S$550 a year

Only on SME AI Office

  • Free planYes, for good. Your P&L and 10 invoices a month, no card

Which one fits

SME AI Office fits when

  • You are comfortable filing on myTax Portal and BizFile yourself, with every figure prepared for you.
  • You have staff and want payroll, CPF and leave in the same place as your accounts, with no per-employee fee.
  • You sell food, classes, sessions or products and want each sale in your P&L by itself.

Osome fits when

  • You want qualified accountants to keep your accounts and file your corporate tax for you.
  • You want one provider to be your company secretary and file your annual return.
  • You need XBRL filing or consolidation of subsidiaries.

Your P&L and 10 invoices a month are free. Everything else is Pro 365, S$365 a year.

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Questions

Is SME AI Office cheaper than Osome in Singapore?

Yes, but they are different things. SME AI Office is software: free to start, and Pro 365 is S$365 a year with payroll and CPF built in. Osome is a service with accountants who file for you, from S$898 a year for accounting, plus S$300 a year for a company secretary. With SME AI Office, you file yourself.

Does SME AI Office file my Form C-S and annual return like Osome?

No. SME AI Office files nothing with IRAS, CPF or ACRA. On Pro 365 it prepares a Form C-S worksheet, fills in your GST F5 and tracks your ACRA deadlines, and you file on myTax Portal and BizFile yourself. Osome's accountants file ECI, Form C-S and the annual return for you.

What is a cheaper alternative to Osome for a small Singapore company?

If you can file yourself, SME AI Office keeps your accounts, GST, payroll with CPF and company deadlines for S$365 a year on Pro 365, or free for the P&L and 10 invoices a month. Many owners pair it with a separate accountant only at year end.

Can I use SME AI Office with my own accountant or company secretary?

Yes. SME AI Office works alongside your corporate secretary, and your P&L and GST lines export to CSV for your accountant to check at year end. It does not replace a company secretary or file anything for you.

Does SME AI Office do payroll and CPF like Osome?

Yes, as software. On Pro 365, SME AI Office works out CPF from each person's age and residency, makes the CPF submission file and IR8A, and has no per-employee fee. Osome offers payroll as a service at S$350 a year per employee, handled by its team.

Can I move from Osome to SME AI Office?

Yes. Take your invoices, contacts and accounts out of Osome, then WhatsApp us on +65 9613 7676 and we help you move it over. Most businesses start from the current month and leave earlier years with whoever handled them.

Osome facts are from osome.com/sg/accounting-services-singapore/price, osome.com/sg/company-secretary-singapore/price, osome.com/sg/pricing, checked on 30 September 2026. Prices are as shown there. Osome is a trademark of Osome Ltd.. SME AI Office is not connected with Osome.

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