Compare · Accounting and invoicing

SME AI Office vs Sage Accounting

Sage Accounting is small-business accounting sold in the UK and other markets, not Singapore. SME AI Office is accounting and CPF payroll built for Singapore, from S$0.

Prices checked 30 September 2026

The short answer

Choose Sage Accounting if your business is in a country where it is sold, such as the UK. Choose Sage Intacct, Sage 300 or Sage X3 if you are a larger Singapore company.

Choose SME AI Office if you are a small Singapore business. Sage's Singapore site does not offer Sage Accounting. SME AI Office is free to start, and Pro 365 is S$365 a year with GST F5 figures and CPF payroll. In the UK, Sage Accounting Start is £240 a year (£20 a month) before VAT.

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Side by side

SME AI Office and Sage Accounting compared for a Singapore business, 30 September 2026
SME AI OfficeSage Accounting
Price Free plan S$0. Pro 365 S$39 a month or S$365 a year Start £20 a month, Standard £43, Plus £59 (UK)Before 20% VAT. 90% off for 6 months now
Free plan Yes, for good. Your P&L and 10 invoices a month, no card No free plan shown. 90% off for 6 months (UK)
In Singapore Built for Singapore: GST at 9%, CPF, IR8A, PayNow Not offered on Sage's Singapore site, which sells Sage Intacct, Sage 300 and Sage X3
Tax GST F5 boxes filled in on Pro 365. You file on myTax Portal Built for UK VAT and Making Tax Digital
Payroll CPF payroll built in on Pro 365. No per-employee fee UK payroll included, plus £1.85 per extra employee a month
Users Team logins on Pro 365. No per-user fee 1 user on Start, 3 on Standard, unlimited on Plus
Currency Singapore dollars. Ten currencies converted to SGD Priced in pounds for the UK

Only on SME AI Office

  • Free planYes, for good. Your P&L and 10 invoices a month, no card
  • In SingaporeBuilt for Singapore: GST at 9%, CPF, IR8A, PayNow

Which one fits

SME AI Office fits when

  • You are a small business in Singapore.
  • You need GST F5 figures, CPF payroll and PayNow invoices.
  • You want to start free.

Sage Accounting fits when

  • Your business is in the UK or another country where Sage Accounting is sold.
  • You are a Singapore company with 20 or more staff looking at Sage Intacct, Sage 300 or Sage X3.

Your P&L and 10 invoices a month are free. Everything else is Pro 365, S$365 a year.

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Questions

Is SME AI Office cheaper than Sage Accounting in Singapore?

Sage Accounting is not sold on Sage's Singapore site, so there is no Singapore price. In the UK it is £20, £43 or £59 a month before VAT. SME AI Office has a Free plan in Singapore, and Pro 365 is S$365 a year with payroll and CPF.

Can I use Sage Accounting in Singapore?

Sage's Singapore website offers Sage Intacct, aimed at businesses with 20 or more employees, plus Sage 300, Sage X3 and Sage CRM. Sage Accounting, its small-business product, is built for markets such as the UK, with UK VAT and UK payroll.

What is a Singapore alternative to Sage Accounting for a small business?

SME AI Office is built for small Singapore businesses: GST at 9%, CPF age bands and PR rates, IR8A and PayNow. It covers accounting, invoices, payroll and HR, starts free, and Pro 365 is S$365 a year with no per-user fee.

Does SME AI Office do payroll like Sage?

Yes, for Singapore. On Pro 365, SME AI Office works out CPF from each person's age band, citizenship and PR year, with SDL, payslips, the CPF submission file and IR8A. Sage Accounting's payroll is UK payroll.

Can I move from Sage to SME AI Office?

Yes. Export your contacts, products and invoices from Sage, then WhatsApp us on +65 9613 7676 and we help you move it over. For a limited time we set the business up for you free, on every plan.

Sage Accounting facts are from sage.com/en-sg/products, sage.com/en-gb Sage Accounting pricing, checked on 30 September 2026. Prices are as shown there. Sage Accounting is a trademark of The Sage Group plc. SME AI Office is not connected with Sage Accounting.

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