Compare · Tuition and learning centres

SME AI Office vs Classcard

Classcard is class management software for academies, studios and schools worldwide; SME AI Office runs a Singapore learning centre's terms, classes, PayNow fees and accounting.

Prices checked 30 September 2026

The short answer

Choose Classcard if you run a sports academy, studio or school across several locations, want recurring billing and instalments, a grade book and skill tracking, or bulk email and WhatsApp from one system.

Choose SME AI Office if you run a Singapore centre and want PayNow without a per-payment fee. Classcard Starter is US$99 a month (US$1,188 a year) plus fees on payments it processes. SME AI Office is free, with a small 0.5% fee only on card and automatic PayNow payments.

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Side by side

SME AI Office and Classcard compared for a Singapore business, 30 September 2026
SME AI OfficeClasscard
Price Free. A small 0.5% platform fee, only on card and automatic PayNow paymentsYour own PayNow QR and cash: no fee Starter US$99 a month. Growth US$199, Business US$349Plus a fee on payments processed through Classcard
Free plan Yes, for good. Website, terms, classes, enrolments and the register, no cap on lessons No free plan. Free trial, 7 days, no credit card
PayNow Your own PayNow QR, free on every fee. PayNow through your own Stripe: Stripe's fee plus 0.5% on Free0% platform fee on Pro 365 PayNow 0.50% through Classcard in Singapore
Cards in Singapore Through your own Stripe account: Stripe's fee, plus 0.5% on Free, 0% on Pro 365 3.4% + S$0.50 per domestic card payment
How fees are charged Per lesson or one term fee. Joining mid-term pays only for lessons left Invoicing and fees; recurring billing and instalments from Growth
Grades and skills No grades, report cards or progress notes Grade book and skill tracking on every plan
Messages Fee, trial and called-off lesson emails. No bulk email or SMS Bulk emailing; WhatsApp integration from Growth
Accounting and GST Term fees held as paid in advance, moved to income lesson by lesson. GST F5 on Pro 365 Zoho and Xero integrations from Growth
Locations One centre. Several branches are Done for you, from S$199 a month Business plan (US$349 a month) for multi-location teams

Only on SME AI Office

  • Free planYes, for good. Website, terms, classes, enrolments and the register, no cap on lessons

Which one fits

SME AI Office fits when

  • You want parents to pay by your own PayNow QR with no fee.
  • You sell weekly classes by the term, with make-ups and mid-term joining.
  • You want term fees, GST and payroll with CPF in the same system.

Classcard fits when

  • You run several locations and want them on one plan.
  • You want a grade book, skill tracking and instalment billing.
  • You want bulk email and WhatsApp messages from the same software.

Free. A small 0.5% platform fee, only on card and automatic PayNow payments.

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Questions

Is SME AI Office cheaper than Classcard in Singapore?

Yes. Classcard Starter is US$99 a month, plus a fee on payments it processes: 0.50% for PayNow and 3.4% + S$0.50 for a domestic card in Singapore. SME AI Office is free, and its PayNow QR costs nothing, with the money going straight to your bank. A small 0.5% fee applies only to card and automatic PayNow payments.

What does PayNow cost on Classcard and on SME AI Office?

Classcard lists PayNow in Singapore at 0.50% per payment through Classcard. On SME AI Office, the PayNow QR made for your centre is free on every plan, with no limit. PayNow through your own Stripe account costs Stripe's fee plus 0.5% on Free, and just Stripe's fee on Pro 365.

What is a Singapore alternative to Classcard?

SME AI Office is built in Singapore for tuition and enrichment centres, and music, art, swimming, coding and language schools. It sells weekly classes by the term or the month, skips Singapore public holidays, handles make-ups, and gives the centre a website where parents enrol, book a free trial and pay by PayNow.

Does SME AI Office have a grade book or skill tracking?

No. SME AI Office keeps the register for each lesson, make-ups and lessons owed, but no grades, skill tracking or report cards. Classcard includes a grade book and skill tracking on every plan. If you need them in SME AI Office, WhatsApp +65 9613 7676 to ask.

Can I move from Classcard to SME AI Office?

Yes. Classcard supports bulk exports. Send us your classes, students and parents as a spreadsheet, and we load them and set up your terms and website. Keep Classcard open until you are happy. WhatsApp us on +65 9613 7676 and we help you move it over.

Classcard facts are from classcardapp.com/pricing, checked on 30 September 2026. Prices are as shown there. Classcard is a trademark of Classcard, Inc.. SME AI Office is not connected with Classcard.

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