Compare · Payroll and HR
SME AI Office vs Swingvy
Swingvy is HR and payroll software for Singapore, Malaysia and Taiwan priced per user; SME AI Office is a back office with payroll, HR and accounting at one price.
Prices checked 30 September 2026
The short answer
Choose Swingvy if you want a mobile HR app on iOS and Android, a shared calendar that syncs with Google, Outlook or iCal, benefits management, or payroll in Malaysia and Taiwan too. Its Singapore pricing page is live and it lists Xero integration.
Choose SME AI Office if you want payroll, HR and accounting in one plan. Swingvy Premium plus Payroll is S$8.50 per user a month paid yearly, S$1,020 a year for 10 staff plus a setup fee; Pro 365 is S$365 a year for any number.
Side by side
| SME AI Office | Swingvy | |
|---|---|---|
| Price | Free plan S$0. Pro 365 S$39 a month or S$365 a yearPayroll and HR for staff are in Pro 365 | Premium S$4.25 plus Payroll S$4.25 per user a month, billed yearlyS$5.00 each billed monthly. One-time setup fee |
| Free plan | Yes, for good. Payroll and HR for the owner onlyStaff payroll needs Pro 365 | No free plan. Free trial offered; length not stated |
| Per-employee fee | No per-employee fee. One price for any number of staff | Yes. Per user a month, starting with 5 users |
| CPF | CPF by age and PR year, SDL and self-help funds, then a CPF EZPay file to upload | In-built CPF calculator; lists automated tax and filing |
| Leave, claims, attendance | Employment Act leave, claims by receipt photo, phone clock-in with an optional workplace location check | Leave and claims in Premium. Time add-on S$2.55 marked 'coming soon' |
| Staff access | Staff portal in the phone browser: payslips, leave, claims, clock-in. Nothing to download | Mobile HR app on iOS and Android |
| Accounting | Salaries and employer CPF post to the profit and loss. Accounting, GST, invoicing in the same plan | Integrates with Xero |
| Still in Singapore? | Built for Singapore: CPF, IR8A, GST and ACRA rules | Yes. Its site shows Singapore prices in S$ and Singapore payroll |
Only on SME AI Office
- Free planYes, for good. Payroll and HR for the owner only
Which one fits
SME AI Office fits when
- You want payroll and your accounting in one system.
- You have fewer than 5 staff and do not want a minimum.
- You want attendance with clock-in included today.
Swingvy fits when
- You want a native iOS and Android HR app.
- You run payroll in Malaysia or Taiwan too.
- You want medical insurance benefits in your HR system.
Payroll for yourself is free. Payroll, CPF and HR for your staff is Pro 365, S$365 a year.
Questions
Is SME AI Office cheaper than Swingvy in Singapore?
For most teams, yes. Swingvy Premium plus Payroll is S$8.50 per user a month billed yearly, from 5 users, plus a one-time setup fee. For 10 staff that is S$1,020 a year. SME AI Office Pro 365 is S$365 a year with no per-employee fee.
Is Swingvy still available in Singapore?
Yes. As of 30 September 2026, Swingvy's own site shows Singapore pricing in S$, says its payroll is built for Singapore, Malaysia and Taiwan, and offers a demo. SME AI Office is another Singapore option, at S$365 a year for payroll, CPF, HR and accounting.
What is a Singapore alternative to Swingvy with no per-user fee?
SME AI Office Pro 365 is S$39 a month or S$365 a year for any number of staff. It works out CPF by age and PR year, makes the CPF EZPay file, prepares IR8A, and runs leave, claims and clock-in on a staff portal.
Does SME AI Office submit CPF and IR8A for me?
No. SME AI Office works out CPF, SDL and self-help funds and makes the CPF EZPay file, which you upload and pay by the 14th. IR8A is added up from finalised payroll, and you submit it to IRAS by 1 March yourself.
Can I move from Swingvy to SME AI Office?
Yes. Bring your staff list and this year's payroll figures from Swingvy. IR8A in SME AI Office adds up only payroll finalised there, so starting in a new year is simplest. WhatsApp us on +65 9613 7676 and we help you move it over.
Swingvy facts are from swingvy.com/pricing, swingvy.com, checked on 30 September 2026. Prices are as shown there. Swingvy is a trademark of Swingvy Pte Ltd. SME AI Office is not connected with Swingvy.