Compare · Restaurants and cafés
SME AI Office vs Loyverse
Loyverse is a free worldwide POS app with paid add-ons; SME AI Office is a free Singapore POS, ordering website, table QR and back office.
Prices checked 30 September 2026
The short answer
Choose Loyverse if you want a free POS app on a phone or tablet, with a free loyalty programme, customer display and kitchen display, and you are happy to add online ordering through a third-party app.
Choose SME AI Office if you want your own ordering website, table QR, recipes and a PayNow QR built in, with Singapore accounting. SME AI Office is free, with a small 0.5% fee only on card and automatic PayNow payments. Loyverse is free, and its three add-ons together are US$590 a year per store paid yearly.
Side by side
| SME AI Office | Loyverse | |
|---|---|---|
| Price | Free. A small 0.5% platform fee, only on card and automatic PayNow paymentsYour own PayNow QR and cash: no fee | Free POS; add-ons US$9 to US$25 a month per storePrices exclude taxes. Yearly billing saves two months |
| Free plan | Yes, for good. No monthly fee, no card, no cap on sales | Free: POS, kitchen display, customer display, loyalty, essential inventory, 31 days of reports |
| Your own ordering website | Included free: menu, pickup and delivery, table bookings, no commission | Through third-party apps in its Marketplace, such as Otter |
| Table QR ordering | Included free. Guests order in rounds and pay at the counter | Through third-party apps, such as Fuudey or MENU TIGER |
| Recipes and stock | Recipes free: cost per dish, ingredients taken off as you sell, waste report. Stock transfers free | Stock for items and components free; purchase orders and transfers US$25 a month per store |
| Staff | Cashier permission free. Team logins on Pro 365, no per-user fee | Employee management US$25 a month per store |
| Sales history | Reports for any date range, with CSV export | Last 31 days free; unlimited history US$9 a month per store |
| Accounting | Every sale in your profit and loss by itself. Pro 365 adds GST F5, payroll and CPF | Integrations with accounting tools |
Which one fits
SME AI Office fits when
- A Singapore café that wants its own ordering website and table QR without adding other apps.
- You want customers to pay by a PayNow QR with the amount filled in, at no fee.
- You want recipes, accounting, GST, payroll and CPF in one system.
Loyverse fits when
- You want a POS app on a phone and a free loyalty programme.
- You run stores in several countries and want one worldwide POS.
- You already use Otter or another ordering app that connects to Loyverse.
Free. A small 0.5% platform fee, only on card and automatic PayNow payments.
Questions
Is SME AI Office cheaper than Loyverse in Singapore?
Both start free. Loyverse's POS is free, but longer sales history is US$9 a month, employee management US$25 and advanced inventory US$25, each per store. SME AI Office includes the POS, ordering website, table QR, kitchen display and recipes free, with a small 0.5% fee only on card and automatic PayNow payments.
Does Loyverse have online ordering?
Not built in. Loyverse connects to third-party ordering apps in its Marketplace, such as Otter, Fuudey and MENU TIGER. SME AI Office includes your own ordering website with pickup and delivery, and table QR ordering, on its Free plan with no commission.
What is a Singapore alternative to Loyverse?
SME AI Office. It is built for Singapore: a free PayNow QR on every order, GST tax invoice receipts, and on Pro 365 the GST F5, payroll and CPF. Its Free plan has no monthly fee and no cap on sales, and includes a browser POS, table QR, a kitchen display and an ordering website.
Does SME AI Office have a loyalty programme like Loyverse?
No. SME AI Office keeps a customer list with each person's orders and spend, reviews and discount codes, but no points scheme. Loyverse includes a loyalty programme free, so it fits better if points are important to your customers.
Can I move from Loyverse to SME AI Office?
Yes. Send us your menu, prices and photos, or a list exported from your Loyverse back office, and we set up your menu and website for free. Your Loyverse account stays open until you are happy. WhatsApp us on +65 9613 7676 and we help you move it over.
Loyverse facts are from loyverse.com/pricing, loyverse.com/marketplace-online-ordering, checked on 30 September 2026. Prices are as shown there. Loyverse is a trademark of its owner. SME AI Office is not connected with Loyverse.