Compare · Payroll and HR

SME AI Office vs Payboy

Payboy is Singapore HR software priced per staff for each tool; SME AI Office is a back office with payroll, HR and accounting at one flat price.

Prices checked 30 September 2026

The short answer

Choose Payboy if you run shifts and need shift scheduling, attendance from a mobile app, appraisal or applicant tracking. Payboy is an IRAS-approved vendor for IR8A submission. It fits teams that want to pick HR tools one by one.

Choose SME AI Office if you want payroll, CPF, leave, claims, attendance and accounting on one plan with no per-staff fee. Payboy's own example is $720 a year for 20 employees; Pro 365 is S$365 a year for any number of staff.

Side by side

SME AI Office and Payboy compared for a Singapore business, 30 September 2026
SME AI OfficePayboy
Price Free plan S$0. Pro 365 S$39 a month or S$365 a yearPayroll and HR for staff are in Pro 365 From S$3. Pay per use: per staff, per HR tool, each monthTheir example: S$60 a month for 20 employees
Free plan Yes, for good. Payroll and HR for the owner onlyStaff payroll needs Pro 365 No free plan. Free trial, 7 days, every HR tool
Per-employee fee No per-employee fee. One price for any number of staff Yes. Billed on the headcount and HR tools used each monthCalculator totals include 9% GST
CPF CPF by age and PR year, SDL and self-help funds, then a CPF EZPay file to upload CPF for citizens and PRs, self-help funds, SDL and foreign worker levy
IR8A Built from finalised payroll. You submit it to IRAS yourself IRAS-approved payroll vendor for AIS submission of IR8A
Leave, claims, attendance Employment Act leave, claims by receipt photo, phone clock-in with an optional workplace location check Leave, claims and attendance; check-in on a location-aware mobile app
Rostering Not built in. Each person's shift is set for lateness and overtime only Shift scheduling with drag-and-drop shifts
Accounting Salaries and employer CPF post to the profit and loss. Accounting, GST, invoicing in the same plan Integrates with Xero, QuickBooks and Financio

Only on SME AI Office

  • Free planYes, for good. Payroll and HR for the owner only

Which one fits

SME AI Office fits when

  • You want payroll, HR and accounting in one system.
  • You want one flat price however many staff you hire.

Payboy fits when

  • You need shift scheduling for a shift-based team.
  • You want appraisal, applicant tracking or training management too.
  • You want IR8A sent to IRAS from payroll through AIS.

Payroll for yourself is free. Payroll, CPF and HR for your staff is Pro 365, S$365 a year.

Questions

Is SME AI Office cheaper than Payboy in Singapore?

It depends on headcount and HR tools. Payboy charges per staff for each tool every month, from $3, and its own example is $60 a month, $720 a year, for 20 employees. SME AI Office Pro 365 is S$365 a year for payroll, CPF and HR with no per-staff fee.

What is a Singapore payroll alternative to Payboy with one flat price?

SME AI Office Pro 365 is S$39 a month or S$365 a year for any number of staff. It works out CPF by age and PR year, makes the CPF EZPay file, prepares IR8A, and runs leave, claims and clock-in on a staff portal.

Does SME AI Office do shift scheduling like Payboy?

No. SME AI Office has no rostering. You set each person's shift so clock-in can mark lateness and overtime, and hours flow into payroll. Payboy has shift scheduling with drag-and-drop shifts.

Does SME AI Office submit CPF and IR8A for me?

No. SME AI Office works out CPF, SDL and self-help funds and makes the CPF EZPay file, which you upload and pay by the 14th. IR8A is added up from finalised payroll, and you submit it to IRAS by 1 March yourself.

Can I move from Payboy to SME AI Office?

Yes. Bring your staff list and this year's payroll figures from Payboy. IR8A in SME AI Office adds up only payroll finalised there, so starting in a new year is simplest. WhatsApp us on +65 9613 7676 and we help you move it over.

Payboy facts are from payboy.sg/pricing, payboy.sg/annual-plan-promotion, payboy.sg/solutions/payroll-software, checked on 30 September 2026. Prices are as shown there. Payboy is a trademark of its owner. SME AI Office is not connected with Payboy.

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